Lender Forms and Documents

To give you the time and cost savings of digital processes, all the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format.

These documents are only intended for use in connection with a Virginia Housing loan. Any other use is prohibited, as is altering these documents in any way. Alteration is a violation of the terms of the Originating Agent Agreement and may result in loan repurchase.

Required for the following Virginia Housing loan programs:

Conventional / FHA / VA / Rural Housing / Plus Second Mortgage

Programs Disclosure and Borrower Affidavit (Ex E)

Seller Affidavit (Ex F)

Originating Lender's Submission Cover Letter (Ex O)

Business Use of Home Certification

Underwriting Submission Checklist

Originating Lender’s Post Closing Cover Letter (Ex P)

Loan Stacking Form (submission of closing package)

Plus Second Mortgage Loan Stacking Form (submission of closing package for Plus Second only)

Virginia Housing Document Transmittal

Notice of Servicing Transfer (Hello-Goodbye)

Affordable Housing Programs & Secondary Financing Certification (Ex LL)

Compliance Agreement (Ex CA)

Mortgage Credit Certificate (MCC) Forms

Virginia Housing's MCC program is suspended as of May 1, 2023. Exhibits E, F, O and P below are all specific exhibits for the MCC.

The exhibits above are different and are to be used when required for loans without an MCC.