Making Housing More Affordable for Virginians
With our variety of loans for both first-time and repeat homebuyers, you can help Virginians find the loan that’s right for them.
Helping homebuyers prepare for homeownership
Ensuring homebuyers are prepared to be future homeowners is critical, which is why many of our loans require the completion of a free homebuyer’s course.
Compare home loan options
When paired with our specialty programs, Virginia Housing home loans are created to reduce out-of-pocket costs for qualified first-time homebuyers. Here’s an overview to help you discover available options.
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Closing Cost Assistance (CCA) Grant |
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Down Payment Assistance Grant (DPA) |
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FHA (Federal Housing Administration) Non-bond and bond |
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USDA (Rural Housing Service) Non-bond and bond |
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VA (Veterans Administration) Non-bond and bond |
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Virginia Housing Conventional Non-bond and bond |
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Virginia Housing Conventional No Mortgage Insurance (No MI) |
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Virginia Housing Plus Second Mortgage |
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Forms, Guidelines and Documents
Understand our lending process through these reference materials.
Contact Us
Homeownership Originations
Toll Free: 800-227-8432
Local: 804-783-6725
Homeownership@VirginiaHousing.com
Underwriting@VirginiaHousing.com